Medical, Vision, and HSA

��̳ provides medical and vision benefits to full-time and part-time staff members who are scheduled to work at least the equivalent of 26 hours per week (52 weeks per year, or 1,352 hours annually). Please refer to the Benefits Guidebook, Handbooks and Policies and other provided plan documentation for complete details. You may also contact Human Resources with any questions.

Medical Insurance

Medical insurance is provided through Independence Blue Cross. Plan options and costs are in the Benefits Guidebook.

International Insurance Issues

Different rules apply when using medical insurance outside the United States. Find out more about your coverage on the International Insurance Issues page when working, traveling or living abroad.

Health Savings Account

If you enroll in the High Deductible Health Plan, you will be eligible to open a Health Savings Account (HSA). An HSA allows you to save pre-tax money through payroll deductions and to use those funds to pay for qualified medical expenses for you and your family. The HSA is managed by Health Equity and you can reach them at or 866-346-5800.

An HSA is a bank account that is controlled by you.
You will never forfeit money you have deposited (unused funds roll over year after year).
You may keep your account if you ever leave ��̳.
The maximum amount that you can contribute to your HSA in 2025 is $4,300 (up from $4,150 in 2024) for employee only coverage and $8,550 (up from $8,300) for all other coverage tiers. Special rules apply if you cover a non-tax dependent.
After you enroll in the High Deductible Health Plan with Independence, you will need to create an HSA account with HealthEquity.
If you are age 55 or over, you can make a $1,000 annual “Catchup” contribution.

Teladoc

For quick, convenient access to a provider while you are at the office, or on the go, you can use Teladoc, a telemedicine service. Board certified doctors and pediatricians are available by secure video, phone, or mobile app... anytime, anywhere... and can treat non-emergency medical conditions. Follow this link to learn more.

Teladoc Health Diabetes Management

Teladoc Health Diabetes Management program helps members understand their blood sugar, develop healthy lifestyle habits, and improve glycemic control. The program provides you with an advanced cellular-connected glucose monitor, unlimited strips and lancets, personalized insights, one-on-one coaching to better manage your health. All at no cost to you! Call IBC Member Services to see if you qualify for the Livongo Diabetes Management Program. Join by visiting TeladocHealth.com/Register or call 800-835-2362.

Ovia Health Maternity & Family Planning

Ovia is a maternity and family benefit designed to assist you through the parenthood journey. With Ovia Health, you’ll have access to enhanced, personalized health and wellness features to help you navigate infertility, sexual health, birth planning, preterm delivery, mental health, breastfeeding and more. To learn more download the Ovia app that is right for you... Ovia Fertility, Ovia Pregnancy or Ovia Parenting. When signing up with your email choose, “I have Ovia Health as a benefit” before clicking “Sign-up.”

Wondr Health

Wondr Health is a digital behavioral counseling program for weight management, diabetes prevention and metabolic syndrome reversal. The program teaches members a healthy balance, so they understand how to eat their favorite foods, but still lose weight and improve their physical and mental health. The year-long program is broken up into three phases: WondrSkills (foundations), WondrUp (reinforcement), and WondrLast (maintenance). for more infomration. Register by visiting .

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